C42 Financial Intelligence Token · Program Partners 

C42 Program Partners

Support Whistle42, ClaimBack42 and the broader C42 Ecosystem by using the C42 utility token as an internal program currency for intelligence, rewards, and access – fully aligned with MiCA and clearly separated from the C42S security-token layer.

This page is for payment providers, platforms, and other financial operators who want to align publicly with victim protection and whistleblower support while integrating C42 into their own compliance and intelligence workflows.

Why Become a C42 Program Partner?

C42 connects three existing pillars:

  • Whistle42 – whistleblower platform and cybercrime intelligence hub;
  • ClaimBack42 – claims intake and structured recovery support for fraud victims;
  • Media & rating partners – FinTelegram, FinCrime Observer, RatEx42, PayRate42.

As a Program Partner, you:

  • Align with an independent whistleblower & victim-protection infrastructure;
  • Support scaling a structured pipeline of fraud intelligence and claims data you can learn from;
  • Signal to regulators, banks, and customers that you take AML/CFT and consumer protection seriously.

What a C42 Program Partner Does

In simple terms, a Program Partner commits to:

  • Acquiring C42 utility tokens in a defined annual amount (Program Allocation);
  • Using C42 within the program – for access, fees, and rewards (not as a passive investment);
  • Supporting the narrative – publicly endorsing whistleblower/victim protection initiatives where appropriate.

Exact volumes, use-cases, and communications are documented in a bilateral Program Partner Agreement.

Utility vs. Security: C42 and C42S

The C42 architecture separates utility and security on purpose:

  • C42 = MiCA utility token
    Recognition & access, program currency, no profit or redemption rights.
  • C42S = MiFID II security token
    Risk & investment, tokenized exposure to monetized claim portfolios (private placement).

The Program Partner model is built around C42 only. Any C42S exposure, if relevant, is handled separately under investor documentation and eligibility checks.

How Program Partners Use C42

C42 is a program token — not a deposit, not a bond, not a share. Program Partners acquire C42 with the intention to use it inside the ecosystem, for example:

  • Paying or unlocking Whistle42 / ClaimBack42 / C42 services (e.g. intelligence queries, tools, or enhanced reports);
  • Funding rewards to staff or customers for internal fraud detection, AML reporting, or cooperation in investigations;
  • Participating in future discount or membership structures that are tied to C42 holdings and program use.

Any market price of C42 on secondary venues, if listed, is driven by supply and demand and is not guaranteed or stabilized by the issuer or CyTel42.

What Happens With the Funds You Commit?

When Program Partners acquire C42 from the issuer, the EUR/USDT proceeds are used by CyTel42 to:

  • Expand and harden the Whistle42 and ClaimBack42 infrastructure;
  • Strengthen case-handling, compliance, and intelligence tooling;
  • Support the C42 Program Fund, which finances program rewards, tooling, and fully discretionary buy-backs.

The Program Fund is an operational tool, not a reserve or redemption pool. C42 holders have no claim to the Program Fund and no right to require buy-backs or payouts.

Benefits for C42 Program Partners

Compliance & Reputation

Visible support for a structured victim & whistleblower ecosystem can strengthen your compliance and ESG/CSR narrative – especially in high-risk segments like trading, payments, and gaming.

Access to Intelligence

Program Partners sit close to crowd-sourced scam patterns, PSP intel, and case data (always within legal and ethical boundaries), enabling better internal risk management.

Program Utility & Discounts

C42 can be used in future program tiers and discount structures, giving partners a tangible way to connect their fee structures, customer initiatives, and internal incentives to the C42 ecosystem.

Next Steps if You’re Interested

  1. We walk you through the C42 Ecosystem Overview and this Program Partner model.
  2. We co-define your use-cases and annual C42 Program Allocation (volume and intent of use).
  3. We document the relationship in a Program Partner Agreement, clearly separating:
    • C42 utility-token cooperation (program, non-investment), and
    • any optional C42S security-token exposure (MiFID II, private placement).

Legal & Regulatory Note: This page describes a potential cooperation around the C42 utility token (MiCA utility-token category). It is not an offer to sell or solicit an offer to buy any security, including the C42S security token. Any investment-type exposure via C42S will be made, if at all, only under separate documentation (Offering Memorandum, CMA) and applicable MiFID II / national regulations to eligible participants.